Sample reinstatement letter for insurance. Writing a Simple Reinstatement Letter (with Sample)​ 2022-10-18

A reinstatement letter is a request to reinstate an insurance policy that has been cancelled or lapsed. This letter is typically written by the policyholder and addressed to the insurance company. In the letter, the policyholder explains the reason for the cancellation or lapse and requests that the policy be reinstated.

There are several reasons why a policyholder may need to write a reinstatement letter. For example, they may have missed a payment or made an error on their application. In these cases, the policyholder may be able to get their policy reinstated by explaining the circumstances and providing any necessary documentation.

To write a reinstatement letter, the policyholder should follow these steps:

1. Begin by addressing the letter to the insurance company. This should include the company's name and address.

2. Explain the reason for the cancellation or lapse. Be sure to provide any necessary details and include any documentation that may be helpful in explaining the circumstances.

3. Request that the policy be reinstated. Include any information about the policy, such as the policy number and the effective dates.

4. Offer to pay any fees or outstanding premiums that may be required to reinstate the policy.

5. Close the letter by thanking the insurance company for their consideration and stating that you look forward to receiving their response.

It is important to be as clear and concise as possible when writing a reinstatement letter. Be sure to include all necessary information and explain the situation fully, but avoid going into too much detail or making the letter excessively long.

Here is an example of a sample reinstatement letter for insurance:

Dear [Insurance Company],

I am writing to request that my insurance policy be reinstated. My policy, [policy number], was cancelled on [date of cancellation] due to an error on my part.

I understand that my policy was cancelled because I missed a payment. I apologize for this oversight and assure you that it was an isolated incident. I am now able to make the necessary payment and request that my policy be reinstated.

I am enclosing a check for the outstanding premium of [amount] and any additional fees that may be required for reinstatement.

Thank you for considering my request. I look forward to receiving your response and to continuing my coverage with your company.

Sincerely, [Your Name]